StrengthTalking point
Returns at a multi-year high
ROE of 32.6% is the highest in 6 years (prior range 22.3% to 29.3%).
Importance 57 / 95 · profitability
Oracle Financial Services Software Limited · Research view
Oracle Financial Services Software Limited
NSE: OFSSBSE: 532466ISIN INE881D01027Face value ₹5standalone
₹10,420
−3.15% · 2026-10-01 · 52-wk ₹6,302–₹12,540
Financials to FY2026 · 8 years of history · prices to 2026-10-01consolidatedstandalone
Section 02 · Synthesis
What stands out?
The strongest observations the engine found, ranked. Every line is generated from the filed numbers by a fixed rule — no opinion, no estimate.
StrengthConcernWatchContext
WatchTalking point
Stock has run ahead of the business
Over 5 years the stock returned 18.2% a year while profit compounded at 8.4% a year.
Importance 55 / 95 · business vs stock
Strength
More profitable than peers
ROE of 32.6% is well above the it software median of 22.1%.
Importance 51 / 95 · profitability
Section 03 · The company
Who is this company?
Classified by the exchange under Information Technology › Information Technology › IT - Software › Software Products.
- Market cap
- ₹90,654 cr
- FY2026 revenue
- ₹5,717 cr
- FY2026 net profit
- ₹2,775 cr
- Net worth
- ₹7,015 cr
- Total debt
- ₹0 crnet cash
- EPS (basic)
- ₹319.10
- Listed
- NSE · BSE
- Reporting
- Ind-ASApr–Mar
Peer set used on this page: 10 it - software.
Section 04 · Business performance
Is the business growing?
RevenueNet profit
Context
Revenue has compounded at 6.4% a year over 7 years (₹4,959 → ₹7,672) — steady rather than rapid.
Rule REVENUE_COMPOUNDED_MODERATE
- Revenue growth per year
- +6.9%over 7 years
- Revenue growth
- +12.1%vs last year
- Net profit growth
- −17.2%vs last year
- Change in net profit since FY19
- +116%
Section 05 · Recent activity
What changed recently?
Quarterly results, the trailing-twelve-months snapshot, and verified corporate actions — kept separate from each other and from the annual story above. Every figure traces to a filed number; nothing here is external news or commentary.
Strength
Q1 FY27 revenue was ₹3,125 cr, up 68.7% from ₹1,852 cr in Q1 FY26 a year earlier.
Rule QTR_REVENUE_GROWTH_YOY
Strength
Q1 FY27 net profit was ₹1,416 cr, up 120.5% from ₹642 cr a year earlier.
Rule QTR_PROFIT_GROWTH_YOY
Strength
Q1 FY27 net profit grew 120.5% while revenue grew 68.7% vs the same quarter last year — a gap of 51.8 percentage points.
Rule QTR_PROFIT_VS_REVENUE_GROWTH
A. Quarterly results
RevenueNet profit
| Quarter | Revenue | YoY | Net profit | YoY | Net margin |
|---|---|---|---|---|---|
| Q2 FY25 | 1,674 | — | 578 | — | 34.5% |
| Q3 FY25 | 1,715 | −5.9% | 541 | −26.9% | 31.6% |
| Q4 FY25 | 1,716 | +4.5% | 644 | +15.0% | 37.5% |
| Q1 FY26 | 1,852 | +6.4% | 642 | +4.1% | 34.7% |
| Q2 FY26 | 1,789 | +6.9% | 546 | −5.5% | 30.5% |
| Q3 FY26 | 1,966 | +14.6% | 610 | +12.6% | 31.0% |
| Q4 FY26 | 2,065 | +20.3% | 842 | +30.7% | 40.8% |
| Q1 FY27 | 3,125 | +68.7% | 1,416 | +120.5% | 45.3% |
B. TTM snapshot
Trailing twelve months to 30 Jun 2026 · sum of the last 4 contiguous quarters
- Revenue
- ₹8,945 crTTM
- EBITDA
- ₹4,783 crTTM
- EBIT
- ₹4,721 crTTM
- PBT
- ₹4,713 crTTM
- Net profit
- ₹3,413 crTTM
C. Corporate actions
7 May 2026DividendInterim Dividend - Rs. - 270.0000 — ₹270.00/share
3 Nov 2025DividendInterim Dividend - Rs. - 130.0000 — ₹130.00/share
8 May 2025DividendInterim Dividend - Rs. - 265.0000 — ₹265.00/share
7 May 2024DividendInterim Dividend - Rs. - 240.0000 — ₹240.00/share
9 May 2023DividendInterim Dividend - Rs. - 225.0000 — ₹225.00/share
13 May 2022DividendInterim Dividend - Rs. - 190.0000 — ₹190.00/share
17 May 2021DividendInterim Dividend - Rs. - 200.0000 — ₹200.00/share
19 May 2020DividendInterim Dividend - Rs. - 180.0000 — ₹180.00/share
6 Aug 2018DividendFinal Dividend - Rs. - 130.0000 — ₹130.00/share
19 Apr 2017DividendInterim Dividend - Rs. - 170.0000 — ₹170.00/share
30 Aug 2016DividendDividend - Rs. - 100.0000 — ₹100.00/share
3 Sept 2015DividendFinal Dividend - Rs. - 180.0000 — ₹180.00/share
24 Sept 2014DividendInterim Dividend - Rs. - 485.0000 — ₹485.00/share
Section 06 · Business performance
Is it becoming more profitable?
EBITDA marginNet margin
Strength
ROE of 32.6% is the highest in 6 years (prior range 22.3% to 29.3%).
Rule ROE_AT_MULTI_YEAR_HIGH
- EBITDA margin now
- 64.2%
- 8-year range
- 56.4–85.7%
- ROE FY2026
- 38.1%
- ROCE FY2026
- 49.6%
ROE of 32.6% is well above the it software median of 22.1%.
ROE improved from 29.3% to 32.6% year on year.
EBITDA margin has ranged from 46.7% to 52.2% over 7 years and sits at 48.9% now.
Section 07 · Financial health
Is financial health improving?
Net worth (shareholders' funds)
Strength
Free cash flow has been positive in 6 of the last 6 years.
Rule FCF_CONSISTENTLY_POSITIVE
Operating cash flowNet profit
- Total debt
- ₹0 crnet cash
- Operating cash flow ÷ net profit
- 0.77×FY2026
- Free cash flow
- ₹2,079 cr
- Current ratio
- 10.47×
Section 08 · Relative position
How does it compare with peers?
Ranked against 10 it - software (FY2026, consolidated). No peer-relative rule fired for this company.
Revenue growth
OFSS · 3rd of 10 · set median 11.2%
EBITDA margin
OFSS · 1st of 10 · set median 21.3%
Return on equity
OFSS · 2nd of 10 · set median 22.1%
P/E ratio
OFSS · 8th of 10 · set median 22.7×
- P / E
- 26.6×TTM to Jun 26
- P / B
- 11.6×latest book
- P / S
- 10.1×TTM sales
- Earnings yield
- 3.8%TTM to Jun 26
On the trailing twelve months. Last full year: P/E 34.3× · P/S 11.4× · ROE 32.6%. TTM and full-year profit and EBITDA differ by more than 15% — a one-off in a recent quarter is moving the trailing figure; weigh it against the full year.
Section 09 · The stock
How has the stock performed?
Watch
Over 5 years the stock returned 18.2% a year while profit compounded at 8.4% a year.
Rule STOCK_RAN_AHEAD
- 1-year return
- +19.4%
- 3-year return
- +153.5%
- 5-year return
- +130.9%
- From 52-wk high
- −16.9%
Section 10 · Technical data
What does the technical data say?
Price-action indicators as of 2026-10-01. Secondary to the fundamentals above — included for timing context, not as a signal.
- vs 50-day avg
- Below₹11,512
- vs 200-day avg
- Above₹9,228
- RSI (14)
- 33.7neutral
- MACD histogram
- -108.2
- From 52-wk high
- −16.9%
- From 52-wk low
- +65.3%
- 30-day volatility
- 32.3%ann.
- 6-month return
- +54.8%
Section 11 · Open questions
What should I investigate further?
Observations the engine tagged watch or deteriorating — prompts for your own research, not conclusions.
- WatchStock has run ahead of the businessOver 5 years the stock returned 18.2% a year while profit compounded at 8.4% a year.STOCK_RAN_AHEAD · conviction 55
- Cash-flow-statement facts are unavailable for FY2019, FY2020 — those filings predate SEBI's Cash Flow Statement disclosure requirement. All other loaded years carry full P&L, balance sheet and cash-flow data.
Section 12 · Reference
The numbers
The full statements, kept deliberately secondary. Every figure traces to a BSE Integrated Filing (inline XBRL); ratios are recomputed from the normalised facts.
| Metric | FY19 | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 3,581 | 3,526 | 3,645 | 3,896 | 4,256 | 4,784 | 5,099 | 5,717 |
| Total income | 3,720 | 3,695 | 3,762 | 4,152 | 4,508 | 5,024 | 6,820 | 6,397 |
| EBITDA | 2,037 | 2,100 | 2,273 | 2,447 | 2,405 | 2,698 | 4,371 | 3,670 |
| Profit before tax | 1,986 | 2,009 | 2,188 | 2,376 | 2,343 | 2,636 | 4,310 | 3,611 |
| Net profit | 1,282 | 1,583 | 1,639 | 1,811 | 1,773 | 2,028 | 3,351 | 2,775 |
| EPS (₹) | 149.8 | 184.4 | 190.6 | 210.2 | 205.3 | 234.3 | 386.2 | 319.1 |
| Net worth | 3,880 | 5,508 | 5,646 | 5,802 | 6,005 | 6,184 | 7,562 | 7,015 |
| Total debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Operating cash flow | — | — | 1,545 | 1,598 | 1,506 | 1,644 | 1,961 | 2,129 |
| Free cash flow | — | — | 1,528 | 1,563 | 1,470 | 1,615 | 1,927 | 2,079 |
| Ratio | FY19 | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|---|---|
| Growth | ||||||||
| Revenue growth YoY | — | -1.5 | 3.4 | 6.9 | 9.2 | 12.4 | 6.6 | 12.1 |
| Profit growth YoY | — | 23.4 | 3.6 | 10.5 | -2.1 | 14.4 | 65.2 | -17.2 |
| Profitability | ||||||||
| EBITDA margin % | 56.9 | 59.6 | 62.4 | 62.8 | 56.5 | 56.4 | 85.7 | 64.2 |
| Net margin % | 34.5 | 42.8 | 43.6 | 43.6 | 39.3 | 40.4 | 49.1 | 43.4 |
| Return on equity % | 33.1 | 33.7 | 29.4 | 31.6 | 30.0 | 33.3 | 48.7 | 38.1 |
| Return on capital % | 51.2 | 43.0 | 39.3 | 41.6 | 39.7 | 43.3 | 62.7 | 49.6 |
| Leverage & cash | ||||||||
| Debt to equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash flow ÷ profit | — | — | 0.94 | 0.88 | 0.85 | 0.81 | 0.59 | 0.77 |
| Current ratio | 5.57 | 9.61 | 10.56 | 9.85 | 10.10 | 9.37 | 11.77 | 10.47 |